10, 20 and 30 Year Convertable TERMSelect::This type of insurance can provide low-cost protection on a temporary basis for a fixed amount of time, usually 10, 20 or 30 years. And term products from Transamerica Life Canada offer many ways to customize your policy so you can get exactly what you need, for as long as you need it.
WealthADVANTAGE: Unlike term insurance which provides pure protection, a UL policy also includes a savings component. The amount of savings that can be accumulated within this type of plan depends on a number of factors including the age of the insured and the amount of insurance coverage purchased. ALso available as EstateADVANTAGE with Accumulation Bonus or EstateADVANTAGE - Low Fee.
Citical Illness Insurance
*available as a rider: Critical illness (CI) insurance, when bundled as a rider with your term or universal life insurance, will provide you and your family with a broader spectrum of coverage than just life insurance alone can offer.
Single Life, Term Certain & Survivor Annuities: An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.
Segregated Funds: Simply put, segregated funds are investment funds you select within an insurance contract. They let you diversify your investments, while the segregated fund contract provides the benefit of insurance guarantees.
Guaranteed Investment Funds (TGIF): As an insurance company, Transamerica Life Canada offers guaranteed interest products with features that banks and trust companies can't match.
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Surrendered Policy: A policy terminated because of non-payment of premiums, for which there is a cash value or other non-forfeiture value available.
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